Dr. Ginka Todorova

Professional profile

Ginka Todorova combines financial regulatory practice with experience in corporate and real estate transactions, contract management and personal data protection. Her work includes licensing and authorisation procedures before the Bulgarian National Bank and the Financial Supervision Commission, as well as proceedings and compliance matters involving the Commission for Consumer Protection.

An attorney since 2012, she has also served as Executive Director and Chief Legal Counsel of the International Legal Advice Center (ILAC) since 2013. Her experience spans corporate and property due diligence, contract management and representation before courts, arbitral tribunals and public authorities.

Practice focus

• Banking and finance, payment services and consumer lending
• Licensing and regulatory compliance for financial services and crypto businesses
• Corporate and real estate transactions, due diligence and contract management
• Personal data protection, external DPO services and legal representation
• Anti-money laundering and customer identification (AML/KYC/KYB)
• Legal issues in artificial intelligence, copyright and technology

Professional experience

Education

• PhD, Privacy and Artificial Intelligence — University of Library Studies and Information Technologies, Sofia, 2024
• International Master of European Law — Nancy II University, France, 2009–2011; Sofia University “St. Kliment Ohridski”, 2009–2010
• Master’s Degree in Law — University of National and World Economy, Sofia, 2002–2008

Qualifications and certificates

• CIPP/E — Certified Information Privacy Professional / Europe
• CIPT — Certified Information Privacy Technologist
• Arbitration and mediation — Bulgarian Chamber of Commerce and Industry, 2008–2009
• E-commerce and intellectual property — WIPO, 2013

Teaching and training

• Affiliate instructor for CopyrightX in Bulgaria since 2017 and for PatentX — Harvard University programmes.
• Bulgaria lead for EULAW, a European project training lawyers to work with the European Public Prosecutor’s Office.
• Speaker and trainer on data protection, cybersecurity and cryptocurrency regulation; TEDx speaker in 2025.

Professional memberships and activities

• Sofia Bar Association and American Bar Association (ABA)
• Member of the Sofia Bar Association Disciplinary Court, 2019–2021
• Member of the European Commission working group on transparency and copyright for the General-Purpose AI Code of Practice

Languages

English and French — C2; Russian — B2; Spanish — A1.